SR22 Insurance


About SR22 Insurance

Is SR22 insurance? No, SR22 is not insurance.  It’s a form filed by your insurance company.

What’s an SR-22?

  • State mandated Certificate of Financial Responsibility (CFR) filing
  • Verification that you’re maintaining car insurance liability coverage
  • SR-22 form is filed by your car insurance carrier with your state’s Department of Motor Vehicles (DMV) (Read More)

SR22 Insurance Austin Filing

Who needs an SR-22?

  • Usually required when someone can’t show financial responsibility after an accident or when convicted of a traffic offense
  • If you have a DWI (or DUI) offense
  • Repeat traffic offenses
  • Received too many tickets in a short period of time
  • Have a suspended or revoked license
  • You were caught driving without insurance on more than one occasion

How Much does an SR-22 cost?

  • Depends on your driving record
  • Age
  • Where you live and other factors
  • It’s basically the cost of car insurance plus the SR22 filing fee, or surcharges
  • Read More

If you need an SR-22:

  • You need to purchase a car insurance policy.
  • If you don’t own a car, you need to purchase a non-owners insurance policy.
  • Your rates will more than likely reflect that risk.

SR22 Insurance Quote
About SR22 InsuranceIs SR22 insurance? No, SR22 is not insurance.  It’s a form filed by your insurance company.

What’s an SR-22?

  • State mandated Certificate of Financial Responsibility (CFR) filing
  • Verification that you’re maintaining car insurance liability coverage
  • SR-22 form is filed by your car insurance carrier with your state’s Department of Motor Vehicles (DMV) (Read More)

Who needs an SR-22?

  • Usually required when someone can’t show financial responsibility after an accident or when convicted of a traffic offense
  • If you have a DWI (or DUI) offense
  • Repeat traffic offenses
  • Received too many tickets in a short period of time
  • Have a suspended or revoked license
  • You were caught driving without insurance on more than one occasion

How Much does an SR-22 cost?

  • Depends on your driving record
  • Age
  • Where you live and other factors
  • It’s basically the cost of car insurance plus the SR22 filing fee, or surcharges
  • Read More

If you need an SR-22:

  • You need to purchase a car insurance policy.
  • If you don’t own a car, you need to purchase a non-owners insurance policy.
  • Your rates will more than likely reflect that risk.

Compare SR22 Insurance Rates:

Shop around, but remember, that the cheapest SR22 insurance quote may not be the best insurance. Things to consider:

  • the company’s rating
  • customer service
  • claims handling
  • reliability

If you move to another state:

  1. If you have an SR-22 in one state but move to another, you will need to complete the SR22 requirements for your former state,
  2. Your new liability limits will need to meet the minimum limits required by law in your former state.

How long do I need to keep an SR22?

  • Many states require a 3 year filing, but each case is different
  • During that time, continuous coverage is mandatory
  • If there is an insurance cancellation or lapse, your car insurance company is legally obligated to notify the Department of Motor Vechicles.  Your license will be suspended.

How can I avoid having to file and SR-22?

SR22s can be complicated and expensive.  You can avoid having to have an SR22 filing, by keeping your car insurance current and by practicing safe driving.

Useful reminders:

Drive safe. Too many moving violations can significantly increase your car insurance premiums, and may result in an SR22.

Don’t drink and drive. DWIs and DUIs are the most common reasons for filing an SR-22 certificate.

Don’t drive without insurance. If you don’t have car insurance and you’re pulled over, you’ll be required to prove financial responsibility by way of an SR-22. Which can be more costly than buying insurance before you drive in the first place.

Stay Insured and Drive carefully!

Contact our office for more information on Progressive SR22 insurance.

Austin – Cedar Park – Pflugerville
SR22 Insurance For All Texas Counties
(Texas and Out-of-State Filings)

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