How much does Austin SR22 Insurance Cost?

How much does Austin SR22 Insurance Cost?

SR22 Insurance cost will vary by state.  No matter what some companies tell you, there is usually a fee to file an SR22.  For example an Austin SR22 insurance cost with Progressive includes a $25 filing fee per insurance term plus a surcharge.  The costs are built into your insurance in the form of surcharges.

  • The filing fees for SR22s vary by insuring company but are usually minimal.
  • Car insurance companies will typically charge a nominal fee of $15 to $25 for filing an SR-22 form.
  • If you need an SR-22, however, you’ll first need to purchase a car insurance policy.
  • Factors that normally go into rating a policy will determine your car insurance rates.
  • In addition, there may be a surcharge as long as you have the filing on your insurance.  In order to file an SR22 for a Texas License, you must obtain Texas auto insurance.

Austin SR22 Insurance CostWe can provide an SR22 filing for any state that needs to release your license for obtaining a Texas license.  An Austin SR22 cost is your insurance plus the SR22 filing fee. You can purchase SR22 Insurance in Austin with Austin Insurance Group for any state in the country.

What is an SR22 Form?

  • Most people refer to SR22 as SR22 insurance.  However, SR22 is a form which needs to be submitted to the local authorities by your insurance carrier.
  • You don’t even have to do it yourself, we will file it for you.
  • It’s that simple.

Facts about the SR22 Filing Fee:

The filing fee is a one-time charge  that you will need to pay when the insurer files the SR-22. You will usually have to continue to pay the filing fee at each renewal. If you allow your policy to lapse and your insurance provider has to re-file the SR-22 for you, you will probably be charged another filing fee.

A filing fee is charged for each individual SR22 filed. If your spouse is on your policy and you both need SR22s filed, then each of you will be charged the filing fee.

Is Your Driver’s License Suspended?

If your driver’s license has been suspended, you will also have to pay between $100 and $250 in order to get it reinstated. The amount will depend on what other fees are outstanding on your driver’s license

Why SR22 may increase the cost of your auto insurance?

The truth is that your insurance premiums are likely to increase. In addition to the filing fee  and any surcharges, it all comes down to the reason why you were required to have a proof of financial responsibility in the first place. More often than not, its due to one of the following:

  • driving under the influence
  • driving without insurance
  • causing an accident
  • repeatedly commuting traffic violations

Those incidents go on your driving record, and all of the insurance companies have access to it. When insurance rates are calculated, insurance companies put drivers in different groups depending on a number of factors like:

  • age
  • experience
  • driving record
  • credit history

Drivers with a clean record, excellent credit history and no traffic violations receive better rates than other drivers. In most cases, having to file SR22 Form means you will be in a “high-risk” group. The good news is that this is only temporary. You should check with the local authorities to find out how long you need to carry SR22 insurance and if the minimum liability limits have been met.

How to lower the S22 Insurance cost?

Your driving record is not the only factor when calculating auto insurance rates. What affects your Austin SR22 insurance costs?

  • The type of vehicle you drive
  • Your zipcode
  • Driving an “insurance friendly” vehicle with safety features and anti-theft devices
  • Driving an older vehicle that only requires liability insurance
  • Reducing your annual mileage is also an option with some insurance companies.  For instance, Progressive’s Snapshot program can save you up to 30% based on your driving habits.

How much will Austin SR22 Insurance Cost you?

The only way to really find out how much an S22 costs for your personal situation, is to compare quotes. You should compare quotes from at least 3 different insurance companies. You can save a lot of time and money by letting us compare your rates with all of the companies that we represent.  Austin Insurance Group represents more than 15 different companies that offer Austin SR22 coverage in Texas.

SR22 Filing is a Certificate of Insurance

How Much Does an Austin SR22 Insurance Cost?

Contact our office to get an SR22 today!
Request a quote online or by phone.

Austin – Cedar Park
SR22 Insurance For All Texas Counties
(Texas and Out-of-State Filings)

austin sr22 - Progressive Insurance - Austin Insurance Group