Insurance costs in Texas are on the rise, but we make it easy to compare Texas Insurance rates online. Texas has the nation’s 14th highest rates, with an average annual premium of $1,620.
You should get as many quotes as possible to compare rates but that can take time. Compare Texas Insurance rates online now to find the lowest car insurance rates in Texas.
Whatever your driving history looks like, some insurers will offer you dramatically lower rates than others.
Texas Car Insurance Comparisons
In Texas, drivers are required to carry at least $30,000 in bodily injury coverage per person, $60,000 in bodily injury coverage per accident, and $25,000 of property damage coverage. Driving without insurance in Texas is not a good idea. Penalties range from a fine of $175-$350 for a first offense to $4,000 and a year in jail if you cause an accident resulting in serious injuries or death.
An insurance company is allowed to charge you more if you drive without insurance in Texas for more than 30 days during the 12 months before your insurance application. Texas uses a system of electronic verification called TexasSure to check that drivers are carrying insurance.