Austin Texas Sr22 Insurance

Austin Texas SR22 Insurance from Local Insurance Specialist

If you’ve had your driver’s license suspended for a DWI, accident, or any other reason in Texas, chances are you’re uncertain about what to do next. If you need Austin Texas Sr22 Insurance, or SR22 filing in an state in the US, we can help.
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What is SR22 Insurance?

SR22 insurance is not auto insurance. Instead, it is proof of auto insurance. Also known as a Financial Responsibility Insurance Certificate that is filed with the DPS.

An SR22 filing provides official verification that a driver has a car insurance policy that meets the minimum liability insurance requirements of their state.

In Texas, the minimum liability insurance requirements are as follows:

  • $30,000 to cover bodily injury per person
  • $60,000 to cover bodily injuries or deaths of all
  • $25,000 to cover damages incurred to any property from an auto accident.

Other Information Related to SR-22

Who Needs SR22 Insurance in Texas

Drivers who are required to obtain an SR22 certificate must meet a court order to do so. The reasons a driver in Texas is ordered to get SR22 include:

    • DWI charges
    • DUI charges
    • Multiple speeding tickets.
    • Multiple moving violations that label the driver as a hazard to others on the roadways
    • Those who require an occupations license for one of the above offenses

In these situations, a convicted driver has been convicted of the violation and has had his or her driving privileges suspended, revoked or cancelled. If SR22 insurance is court-ordered, it must begin on the date of the conviction. SR22 coverage must be maintained for two years, or more if the court so requires.

How to Reinstate Driving Privileges with SR22

SR22 coverage gives drivers the right to drive again. By verifying you can be responsible to repair bills or pay medical bills of an accident you cause, the DPS will reinstate your driving privileges.

Follow the steps below to get your drivers license reinstated with insurance and an SR22 filing:

  1. Purchase auto insurance with an SR22 filing
  2. Bring your valid TX driver’s license to your local DPS office when the filing as been processed.
  3. Pay the reinstatement fee.
  4. The reinstatement fee is different for every driver, and is determined by the violation committed.

Lapses in SR22 Insurance Payments

Your auto insurance provider with your SR22 coverage will notify the Department of Public Safety when you driver have purchased an SR22. The monthly payments must be punctual. If at any point in time you do not pay your SR22 insurance promptly, your SR-22 insurance provider will notify the DPS immediately. Driving privileges will once again be suspended, and the term of your SR22 insurance will restart.

That means if you have been court-ordered to maintain SR22 insurance for 24 months, and you make a late payment in the eighteenth month, your SR22 term will start over the following month. You will then have to pay the SR22 insurance costs for another full two years.

How to Get SR22 Insurance

If you already have auto insurance, check first with your provider. Most major vehicle insurance companies offer SR22 insurance. In the event you need to look for SR22 insurance quotes elsewhere, contact Austin Insurance Group for a free quote.

If you need to get austin tx sr22 insurance and you do not have a car, ask about a non owner’s policy.  This is the cheapest option for individuals mandated to have and SR-22 but do not own a car.

Texas SR22 Insurance Companies