Affordable Texas Car Insurance.
We can shop for you and help you save money. When shopping for affordable Texas car insurance remember that what companies offer varies greatly.
With insurance from Austin Insurance Group you get extras, including our concierge level of customer service from a local agent, excellent claims service from A-Rated Insurance companies, annual reviews and re-shopping for you at renewal or when your needs change to find the best plan and coverage, at no extra charge.
Does your agent offer the same? Think about your goal: Does affordable car insurance mean the cheapest price, or does affordable car insurance mean getting the most for your money?
Consider these things during your search for car insurance coverage:
•How much coverage do you need?
Planning your insurance budget involves knowing what you need and what you want, then choosing your coverages based on how much you can pay. If affordable car insurance is your goal, make sure you choose coverages that meet your needs. Pay attention to insurance limits, too. For the same cost, some companies may offer higher limits while others may offer lower limits.
•How much can you pay out of pocket if you have a claim?
Affordable car insurance can include optional coverages — Comprehensive and Collision, Uninsured Motorist, etc. — that protect your vehicle if it’s damaged. With these coverages, you choose a specific amount — your deductible — to pay out of pocket if you use these coverages. Make sure you can afford to pay your deductible if you have a claim.
•Do you have coverage through another source?
If you want affordable car insurance, make sure you’re not paying for the same things twice. Think about whether or not you have the same or similar coverage through other non-insurance avenues. For instance, if you have a car warranty or AAA, you may have towing coverage for breakdowns. If so, you may not need Roadside Assistance coverage on your auto insurance policy.
•What are you getting for the price?
What you pay is only one aspect of affordable car insurance. What you get from it is just as important. Shopping for affordable Texas car insurance means comparing quotes and seeing what you’ll pay for coverage from different companies, so choose similar limits across all quotes to make apples-to-apples comparisons. You may find that some companies charge more for car insurance than others. Also consider factors such as accessibility, customer service, claims handling, etc., to see who offers what you want.
Austin Insurance Group | Local Texas Auto Insurance Agent | 512-339-2901 | Affordable Texas Car Insurance