Texas Commercial Auto Filing Form MCS-90

Auto Filing Form MCS-90

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The Texas Commercial Auto Filing Form MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing in the State of Texas. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents that you are legally responsible for.

The MCS-90 is not filed with the Federal Motor Carrier Safety Administration (FMCSA). The BMC-91 or BMC-91X filing is submitted to the FMCSA as certification that the MCS-90 endorsement has been issued.

Unified Carrier Registration Filings, the UCR (Uniform Carrier Registration) Plan replaced the SSR (Single State Registration System) September 2007. It simplified the payment of multiple state fees by allowing private motor carriers and for-hires, brokers, leasing companies and freight forwarders to submit their financial responsibility information and a registration fee to a single state.

Under the UCR Plan, motor carriers conducting interstate operations must be registered in a base state. Your base state is the state in which the largest number of your vehicles operate during the year.

If your base state is one of the participating states, you must register in that state. Exempt and private  who were not required to register under the SSR must register in a base state under the UCR Plan.

The registration fee paid to your base state will be shared between all the states in which you operate.

The UCR Plan does not affect a state’s regulation of intrastate trucking within that state, including its motor carrier financial responsibility laws for intrastate trucking.

Texas does participate in the UCR Plan.  If you are based in another state, states that participate in the UCR Plan can change over time. Call 1-888-806-9598 for help determining if your base state participates in the UCR Plan and to learn more about state truck filings.

If you need insurance with an MCS-90 filing, please contact our office at 512-339-2901 for more information, a quote or to purchase on insurance policy with the state filing.  We are local Texas Progressive agents, but also offer a variety of coverages with other preferred carriers, including business auto insurance, general liability insurance, cargo insurance, general business insurance and more.

We look forward to hearing from you.