Business Insurance

Information regarding business insurance in Texas from your local agent, Austin Insurance Group.

Locate a Texas MetLife Insurance Office

Moving? Find a Local Texas Metlife Insurance Office

Whether you just moved to Texas, or moved across town, we are here to help.  We can provide insurance coverage for your car, home, life, or business.  With Texas MetLife Insurance Auto & Home we offer superior insurance products filled with features that can eliminate uncertainty and create lasting peace of mind.  Metlife is one of the most reliable and financially strong home and auto insurance companies in the U.S.

Metlife Grand Protect

States Licensed In: TX, CO

If you are moving to Texas and would like to be contacted by a Texas MetLife Representative, please 512-339-2600.  Contact our office to customize an auto and homeowners insurance policy for you.

Metlife Car Insurance Metlife Home Insurance Metlife Life Insurance

Car Insurance

  • Metlife car insurance policies provide end-to-end coverage.
  • If you ever have an automobile insurance claim, we make it easy for you to report, anytime around the clock, 365 days a year.
  • We offer a wide range of budget-friendly auto insurance discounts.

Home Insurance

  • Your home protects you, your family, and your most valuable possessions.
  • The last thing you want to worry about is what it would take to repair or replace your home if something happened to it.
  • We can help remove that worry with homeowners insurance from MetLife Auto & Home.

Life Insurance

Life insurance can help protect your family’s way of life after your death. The financial strength it provides can help your loved ones:

  • Stay in their home
  • Pay for college
  • Reach other life goals

We can help simplify the process of purchasing life insurance by providing you with the guidance and information you need to obtain the right type and amount of coverage for your specific situation.

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 Metlife Multi Policy Package  Metlife Renters Insurance  Metlife Umbrella Insurance

Multi-Policy Packages

Multi-policy insurance packages from MetLife Auto & Home, provide the great coverage you need along with the convenience of bundling all your property and casualty insurance policies together, simplify your insurance coverage—and your life.
Our Combo℠ and GrandProtect® policy packages offer the Power of One
  • One deductible for any one loss
  • One bill
  • One annual effective date
  • All in One convenient package
Let’s schedule some time to review your individual needs.

Renters Insurance

When you rent, it’s the personal touches you add that turn your place into a home.

Of course, those personal touches can sometimes be very costly to replace or fix if something were to happen to them.

Unlike many insurance companies, we offer coverage that will pay the full cost to repair or replace your personal belongings after a covered loss, without deduction for depreciation.

Umbrella Insurance

An accident can happen in a second, but the financial consequences can be lifelong.

If you are found liable for injuries or death resulting from an accident at your home or involving one of your vehicles, the impact to your family’s way of life could be devastating.

Referred to by other companies as an umbrella policy, a Personal Excess Liability Policy (PELP) can help bridge the gap between the basic liability coverage in:

  • any auto
  • home
  • boat
  • motorcycle
  • RV policies
  • a large lawsuit settlement
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 Metlife Flood Insurance  Metlife Boat Insurance  Metlife Motorcycle Insurance

Flood Insurance

You don’t have to be located near water to be affected by a flood.
  • A flash flood caused by a large volume of rain in a short period of time can strike anywhere without warning.
  • And just a few inches of floodwater could cause thousands of dollars in damage.
  • Most homeowners insurance policies do not cover flood damage.

Metlife Flood insurance is part of the National Flood Insurance Program (NFIP) administered by the Federal Emergency Management Agency (FEMA).

Boat Insurance

Before you head out onto the water with your powerboat, sailboat, jets or other watercraft, be sure you have the coverage you need to preserve your way of life if the unexpected happens.

You’ll find our boat insurance rates are affordable, and we offer discounts like our safety, diesel engine, and multi-policy discounts that could create significant savings for you.

Motorcycle Insurance

The relationship between a motorcycle owner and his or her bike is a special one.

We understand how important your bike is to you, so we want to help you protect it with motorcycle insurance that lets you ride with confidence knowing you’re protected by coverage with many valuable features.

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Metlife RV Insurance Metlife Pet Insurance Metlife Small Business Insurance

RV Insurance

  • Do you enjoy vacationing in a motorhome?
  • Is your favorite “toy” an ATV or snowmobile?
  • Maybe you like spending your weekends and holidays on a motorcycle, dirt bike or scooter.

Recreational vehicles like these can be a lot of fun, but they come with some risks, too, like accidents, damages or theft. If you own an RV, please contact me for a no-obligation recreational vehicle insurance quote.

Pet Insurance


Whether you’re a cat owner, dog owner, or “pet parent,” you want the best pet health care possible.

Protecting your dog’s health or cat’s health can be difficult with high animal health care costs.

Pet insurance removes the financial burden of expensive diagnosis and treatment of your dog’s or cat’s illnesses and injuries off of your shoulders.

Small Business Insurance

As a small business owner, you’ve got a lot on your mind.

Everything from sales and growth to the welfare of your employees.

Insurance protection should not be on your list of concerns.

We can help remove that worry with MetLife Auto & Home Link℠ business insurance.

Link is dependable and hassle-free insurance that provides small businesses with big business protection.

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Online Quotes

Call: 512-339-2600
Text: 512-339-2600
Contact by Email

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Texas Interstate Truck Filings

Texas Interstate Truck Filings

Get Business Insurance Quote with E FilingTexas Interstate Truck Filings E Forms and moreIf your business is required to have a Texas Interstate Truck Filing or State filing form, we can help you.  Here is a list of the Texas Interstate Truck Filings required by the Texas Department of Transportation. TxDot.  Have your state filing number available when you call for a quote. (Apply for TXDMV number here). Local office, Austin Insurance Group, 9705 Burnet Rd #314, Austin, Texas 78758. Call today 512-339-2901.


Form E Filing

A Form E filing certifies that your Liability insurance complies with your state’s financial responsibility laws. Form E is submitted to TxDot.

Form F

Form F filing is an endorsement to your policy that conforms it the the Texas financial responsibility laws.

Order E Forms and Insurance Rates Today

texas interstate truck filings form eTexas Business Insurance

Form H Filing

A Form H filing guarantees that you have sufficient Cargo Liability insurance and is submitted to TxDot.

(A Form H filing is not available in all states and situations.)

Form K Filing

A Form K filing is used to cancel a previous state filing and is submitted to the state agency that regulates motor carrier financial responsibility in your business’ home state.

If you need a quote with a state or federal filing, call our office at Austin Insurance Group at 512-339-2901 for a competitive quote and great service.

Effective January 17, 2015, TxPROS will no longer offer Temporary Permits (registration). TxDMV’s new online temporary permit system allows temporary permits to be ordered or visit one of the TxDMV Regional Service Centers. To access the new system or for more information, click on this link or visit our Temporary Permit page.

Get a fast, free business auto insurance quote now!

Texas Commercial Auto Filing Form MCS-90

Auto Filing Form MCS-90

Get Business Insurance Quote with Form Filing

Fill out form or Call Agent

The Texas Commercial Auto Filing Form MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing in the State of Texas. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents that you are legally responsible for.

The MCS-90 is not filed with the Federal Motor Carrier Safety Administration (FMCSA). The BMC-91 or BMC-91X filing is submitted to the FMCSA as certification that the MCS-90 endorsement has been issued.

Unified Carrier Registration Filings, the UCR (Uniform Carrier Registration) Plan replaced the SSR (Single State Registration System) September 2007. It simplified the payment of multiple state fees by allowing private motor carriers and for-hires, brokers, leasing companies and freight forwarders to submit their financial responsibility information and a registration fee to a single state.

Under the UCR Plan, motor carriers conducting interstate operations must be registered in a base state. Your base state is the state in which the largest number of your vehicles operate during the year.

If your base state is one of the participating states, you must register in that state. Exempt and private  who were not required to register under the SSR must register in a base state under the UCR Plan.

The registration fee paid to your base state will be shared between all the states in which you operate.

The UCR Plan does not affect a state’s regulation of intrastate trucking within that state, including its motor carrier financial responsibility laws for intrastate trucking.

Texas does participate in the UCR Plan.  If you are based in another state, states that participate in the UCR Plan can change over time. Call 1-888-806-9598 for help determining if your base state participates in the UCR Plan and to learn more about state truck filings.

If you need insurance with an MCS-90 filing, please contact our office at 512-339-2901 for more information, a quote or to purchase on insurance policy with the state filing.  We are local Texas Progressive agents, but also offer a variety of coverages with other preferred carriers, including business auto insurance, general liability insurance, cargo insurance, general business insurance and more.

We look forward to hearing from you.

Progressive Lowers Insurance Rates for Landscapers

Buy Progressive Landscapers Insurance today and save!

Progressive Landscapers Insurance

Austin Insurance Group – Local Agent

Progressive Landscapers Insurance, truckers, contractors and more

We’ve expanded bill plans and updated rates.

More bill options – We have more bill plan options to help you.

  • Our installment bill plans are back–we’re lifting bill plan restrictions for all For-Hire Transportation risks.
  • Find out about our new seasonal bill plans. You can pay monthly up front and leave the remaining months bill-free.
  • New electronic funds transfer (EFT) bill plans.

Physical Damage Only (PDO) coverage returns We are now accepting PDO policies in our For-Hire Transportation program. Our PDO coverage is perfect for seasonal businesses that store vehicles for prolonged periods. This coverage is sold as an endorsement to our Truck and Tow policies rather than as a separate policy, saving you time and money and closing potential gaps in coverage.

NOTE: PDO risks that have a filing with another insurance carrier and two or more Vehicle or Driver Out of Service violations in the prior 24 months are not eligible.

We recently lowered rates on farmers, landscapers, wholesale trades and contractors Including the follwoing Texas businesses:

  • Artisan contractors
  • Farmers
  • Landscapers
  • Wholesale trades
  • Hotel shuttle services
  • And more

Get more details today – contact our commercial sales representative:

  • Austin Office: Crystal Perez (512)339-2901 (espanol/english)
  • Cedar Park Office: Mike Torabi (512)250-1660
  • The rest of Texas: Jennifer Boes (512)339-2900

Thank you for choosing to Progressive Commercial.

Austin Insurance Group - Local Authorized Agent

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Employment Practices Liability Insurance

Employment Practices Liability Insurance

Progressive EPLI (Employment Practices Liability Insurance) comes with free legal services-and peace of mind!

Small business owners are experts at their trades.  But, they rely on EPLI to protect their livelihood.  Get the coverage you need and a whole lot more with Employment Practices Liability Insurance from Progressive, available through ABA Insurance Services.

At no additional charge, you will receive employment-related legal services from one of the nation’s leading employment law firms, Littler Mendelson.

HR Risk Manager included

Customers of ABA Insurance Services receive a complete HR Risk Manager Services Package, which includes free employment law hotline advice, employment policies, law resources, a Human Resource forms library, and more.

  • Our EPLI Coverage boasts all of these features:
  • Underwritten by XL Insurance (“A Rated”)
  • Limits up to $2M and Retentions as low as $2,500 ($10,000 California)
  • Premiums as low as $500
  • FLSA coverage enhancement (except California)
  • Wrongful Internet Coverage
  • Full Prior Acts coverage
  • Third Party Liability available for most classes
  • Defense Outside the Limits available
  • Coverage for leased employees ad independent contractors available
  • Soft Hammer Clause

Quoting is easy through Austin Insurance Group.

Austin Insurance Group

Austin Insurance Group |

Austin Insurance Group - Progressive EPLI Insurance

Austin Insurance Group – Local Agent

Employment Practices Liability Insurance

What Is Employment Practices Liability Insurance, or EPLI?

Legislation  such as the Family Medical Leave Act and the Americans With Disabilities Act,  plus a growing number of job-related lawsuits and claims, have created the need  for business owners to consider a type of insurance known as employment  practices liability insurance, or EPLI. An EPLI policy offers insurance  protection against claims and lawsuits that are brought against a business, its  officers or directors, or its employees and managers. These policies generally  cover charges in the following areas:

  • Gender, age and other types of discrimination
  • Sexual harassment
  • Wrongful termination or discipline
  • Negligent compensation, promotion or hiring       decisions
  • Breach of contract for employment
  • Emotional distress or mental anguish
  • Invasion of privacy
  • Libel or slander
  • Employee benefits mismanagement

While some  directors’ and officers’ insurance policies contain employment practices  liability insurance coverage, such coverage can be limited to directors and  officers, and may have greater exclusions than a standalone EPLI policy.

How does employment practices  liability insurance protect your business?

All companies,  regardless of size, should look to their personnel policies as the first line  of defense against both the number and severity of employment-related claims.  EPLI coverage is another valuable tool in a comprehensive risk-management  arsenal.

EPLI policies  are written on a claims-made basis. This simply means that covered claims must  be reported to the insurance company while the policy is in effect, or within  an extended period specifically described in the policy. In addition, the event  leading to the claim must have occurred either on or after a specific date –  typically the date when the EPLI policy commenced. Some insurers offer extended  retroactive dates or full protection for earlier claims, but you should be sure  you understand these terms.

The cost of  EPLI coverage will vary based on the type, size and risk profile of your  business. The insurance company may also want to see your written personnel  policies to help them determine the risk and cost of your EPLI policy.

Following are  additional factors that affect the value and cost of EPLI coverage. It is  important to review these exclusions and coverage limitations when evaluating  your policy:

  • You can generally purchase EPLI coverage with limits ranging from  $1 million to $25 million.
  • Most employment practices liability insurance policies include a  deductible. In addition, the cost of legal defense is typically included in the  aggregate insurance limits, along with the costs of judgments and settlements.

Some EPLI policies contain exclusions that limit  coverage during events such as a major work force reduction, acquisition or  merger. Generally, criminal conduct is not covered by EPLI.

This is an ever increasing risk and exposure for business owners.

Call Austin Insurance Group today for a free insurance quote.  Our Hartford Business Owners Policies automatically include this coverage at $10,000, and you can get up to $1,000,000 limit.  Does your policy have it?

Austin Insurance Group | Local Texas Auto Insurance Agent | (512)339-2901 | Employment Practices Liability Insurance

Employment Practices Liability Insurance