Austin Insurance Group has put together a list of Insurance Tips to Help you Save money on your car insurance.

Insurance Tips from Austin Insurance Group

Tip 1 – Bundle Auto and Home Insurance

Bundling your auto insurance policy with a renters or home policy can save you money.

Tip 2 – Compare rates with Multiple Insurance Companies

Insurance rates can vary significantly from one insurance carrier to another. With, Austin Insurance Group, a local independent insurance agent, we can help you avoid overpaying, by comparing rates from all of the top-rated insurance companies that we represent including Progressive, Metlife, Mercury, Hartford, Travelers and more!

Tip 3 – Discounts, Don’t Miss Out!

If you have had any major changes in your life over the last year, such as a recent move, or bought a new home, changed jobs, you probably qualify for new discounts.

Tip 4 – Drop Coverages

If your car is paid off and 10 years or older, consider dropping comprehensive and/or collision coverage. If the value of your car has depreciated enough, you might be better off just carrying liability insurance.

Tip 5 – Increase Your Deductible

Another way to cut your insurance rates is to increase your deductibles.

Tip 6 – Check Your Odometer

If you drive less than 14,000 miles a year on average, you may be able to save money with a program such as Snapshot by Progressive.

Tip 7 – Make a Commitment

If you’ve found a great policy, consider a 12-month premium option if available or sign up for an automatic bank draft. This could save you money!

Additional Tips:

Getting married? Believe it or not, young married couples pay less for car insurance than single people, up to 28% less.

Pay your bills on time – Insurance companies may check your credit-based insurance score because it tells them if you are financially responsible and how well you manage your obligations.

Your Driving Record –  If you have a ticket or claim that’s over 35 months old, it may be time to reshop.

Additional factors that impact the cost of car insurance include:

• competition among insurance companies
• the number of uninsured drivers in your county
• natural disasters
• state insurance laws

Contact Austin Insurance Group, your local agent, to review ways to save on your car insurance.