Auto and Home Insurance Bundle

Auto and Home Insurance Bundle

Get An Auto and Home Insurance Bundle & Save | Platinum Progressive Local Agent

Combine your insurance for extra savings at Progressive. Start with an auto and home insurance  bundle and save over 7% on your auto policy. Add more and save more.

Two ways to quote. Tons of ways to save.

get a progressive quote - quote and buy online

 or Call 1-512-339-2901

Bundle Insurance & Save

Combine auto with your home, renters or condo insurance.

Insurance bundles that flex as your needs evolve

Combine insurance for your car and property to start, then add more policies as needed. You’ll get plenty of discounts for adding cars, motorcycle, boats or more. See how your home and auto bundle can flex for big life events. Or, start now with a home and auto insurance quote. FYI, you can bundle auto with your home, renters, condo or townhouse.

Just the basics

Get full protection for the things you keep in your apartment and for your car. Plus, when you’re looking for insurance, our  Progressive customers save with a local Progressive Platinum agent.  Save with Austin Insurance Group.  One of the select Progressive Platinum Texas agents.

Bundle Auto and Home Insurance
Auto and Home Insurance Bundle

Enough for two

Built-in discounts help you save on the insurance you need as a couple. Get discounts for having two cars on one policy, being married and owning a home—along with your bundled insurance savings.

Full throttle

When shopping for a new car, compare insurance rates before you buy.  Some cars will be more costly to insure than others.  And when you insure your home and auto, save more.

Auto and Home Insurance Bundles Austin
Bundle auto, home and umbrella insurance with Progressive As your assets grow, your insurance should grow with it. We help you make sure your assets are totally protected by carrying higher liability limits as well as umbrella coverage that will protect all of your assets under one policy.

Home Insurance Policy Coverages


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Copyright. 1984 – 2018. Progressive Insurance Agent. All Rights Reserved.
Progressive Home Advantage® policies are placed through local Progressive Platinum agent.

Metlife Auto Insurance Group Discounts

Quality Coverage and Savings with Metlife Auto Insurance Group Discounts.  Metlife Auto & Home Insurance Discounts.

Great coverage at an affordable price! MetLife Auto & Home has saved many customers an average of $536/year on auto insurance.*

Get discounts based on where you work or groups you belong to!

Here are a few of the companies that we offer Metlife auto insurance group discounts for.

Employers:

  • Bank of America
  • Dell
  • Lowes
  • Metlife
  • Texas American Lung Association
  • UPS
  • Verizon

Affinities:

  • Family Circle
  • Ladies Home Journal
  • Nascar Race Fan
  • National Rifle Association

Associations:

  • National Multiple Sclerosis Society
  • Triathlon Association
  • Union Groups

If you do not see your employer, association or affinity group on this list, please call our local office to see if you are eligible for an additional Metlife Auto Insurance Group discount.

metlife auto insurance group discounts austin

Some discounts are as high as 40%.  Call our local agent today. 512-339-2600

 

 

Cedar Park Insurance Agents

Compare Cedar Park Insurance Rates Online

Insurance costs in Texas are on the rise, but we make it easy to compare Cedar Park Insurance rates online.  Texas has the nation’s 14th highest rates, with an average annual premium of $1,620.  We make it easy to compare and save!  Enter your information one time and we’ll do the shopping for you.

You should get as many quotes as possible to compare rates but that can take time.  Compare Cedar Park Insurance rates online now to find the best car insurance and home insurance rates in Texas.   We make it easy to compare.

Whatever your driving history looks like, some insurers will offer you dramatically lower rates than others.

Trusted Choice - Cedar Park Insurance Agents

Local Cedar Park Insurance Agents.  Let Austin Insurance Group save you time and money with our one-stop shopping. Why make 20 calls when you can make one!

Austin Insurance Group – Platinum Progressive Agent
13402 Anderson Mill Rd Ste 201
Cedar Park, TX 78613

(512)250-1660

 

  • 1 Stop Financial Service Centers
    111 N Bell
    Cedar Park, TX 78613
  • All Wheels Insurance Services
    1001 Cypress Creek Rd Ste 403
    Cedar Park, TX 78613
  • Amy Maddox
    1001 Cypress Creek Rd Ste 202
    Cedar Park, TX 78613
  • Anthony Hernandez Jr
    201 S Lakeline Blvd Ste 104
    Cedar Park, TX 78613
  • Bridges Insurance Agency
    715 Discovery Blvd Ste 413
    Cedar Park, TX 78613
  • Catherine Murphy
    930 S Bell Blvd Ste 101
    Cedar Park, TX 78613
  • Charlie Stover
    13010 W Parmer Ln Ste 200
    Cedar Park, TX 78613
  • David Schara Insurance Agency
    12001 W Parmer Ln
    Cedar Park, TX 78613
  • Dowd Insurance Agency
    1420 Cypress Creek Rd Ste 200-141
    Cedar Park, TX 78613
  • East West P&C Insurance Agency
    930 S Bell Blvd Ste 407
    Cedar Park, TX 78613
  • Frank W Sanchez
    921 W New Hope Dr # 1-101
    Cedar Park, TX 78613
  • GNS Insurance Services
    1625 N Bell Blvd Ste F
    Cedar Park, TX 78613
  • Halo Insurance Agency
    200 S Bell Blvd Ste B2
    Cedar Park, TX 78613
  • Head Insurance Group
    201 S Lakeline Blvd Ste 304
    Cedar Park, TX 78613
  • Hill Country Heritage Insurance Agency
    930 S Bell Blvd Ste 305
    Cedar Park, TX 78613
  • Jarrodd Little – State Farm Agent
    700 E Whitestone Blvd Ste 101
    Cedar Park, TX 78613
  • Jeffrey Dietz
    401 E Whitestone Blvd Ste A102
    Cedar Park, TX 78613
  • Kay Threadgill
    1501 N Bell Blvd
    Cedar Park, TX 78613
  • Marc Nascimento
    1540 Cypress Creek Rd Ste 109
    Cedar Park, TX 78613
  • Metlife Auto & Home
    921 W New Hope Dr Ste 202a
    Cedar Park, TX 78613
  • Michael Manry
    301 Brushy Creek Rd Ste 104a
    Cedar Park, TX 78613
  • Myra Page
    301 Brushy Creek Rd Ste 104a
    Cedar Park, TX 78613
  • Philip Dean Lester
    2930 Grand Oaks Loop Apt 401
    Cedar Park, TX 78613
  • Ray Johnson
    305 S Bell Blvd
    Cedar Park, TX 78613
  • Roger Wieland
    1420 Cypress Creek Road Suite 125-200
    Cedar Park, TX 78613
  • Russ Insurance & Financial Services
    1335 E Whitestone Blvd Bldg Z200
    Cedar Park, TX 78613
  • Streamline Insurance Services
    921 W New Hope Dr Bldg 3
    Cedar Park, TX 78613
  • Synterra Insurance Group
    600 S Bell Blvd Ste 9
    Cedar Park, TX 78613
  • Tangorra Insurance
    715 Discovery Blvd Ste 305
    Cedar Park, TX 78613
  • Tejas American General Agency
    1620 La Jaita Dr Ste 300
    Cedar Park, TX 78613
  • Terese Keene
    201 S Lakeline Blvd Ste 603
    Cedar Park, TX 78613
  • Thompson Graves Insurance Agency
    201 S Lakeline Blvd Ste 501
    Cedar Park, TX 78613
  • Vanessa Jackson Insurance Agency
    1001 Cypress Creek Rd Ste 301
    Cedar Park, TX 78613
  • Vicki Ham
    119 N Bell Blvd Ste B
    Cedar Park, TX 78613
  • Yvonne Carreon
    930 S Bell Blvd Ste 405
    Cedar Park, TX 78613

Find the best Auto Insurance Cedar Park TX

Where can I find the best auto insurance Cedar Park TX agent?

Home & Auto Insurance Cedar Park TX – Torabi Inc – Local Insurance Agent since 1994.

Compare Multiple Rates Now

Compare Quotes Now

Get a free quote now! Austin Insurance Group is your #1 local Cedar Park, TX insurance agent; offering insurance for auto, home, renters, boats, motorcycles, travel trailers and business.  Compare rates with multiple carriers and save now. Cedar Park Chamber of Commerce)

 About Austin Insurance Agent – Cedar Park Insurance Agent 

Texas is one of the friendliest states in Texas and Cedar Park is one of the most desirable communities in the country!  With it’s top schools, great health industry and a short drive to our state capital, Austin.

As locals, and long time insurance agents, we know the Austin, Cedar Park and surrounding areas quite well.  Many of our customers live and work in the local area, but quite a few live all over Texas as write business in every county in the state, as well as in Colorado.

We opened our Austin Insurance office in 1994, on Burnet road near the Domain, started as a Farmers Insurance agency before becoming an Independent agent.  In 2007, we moved to Cedar Park, and opened our second location on Anderson Mill across from Twin Creeks.  We represent some of the best insurance companies in Texas, all A-rated, including Progressive, Metlife, Mercury, Kemper, Safeco, Hartford and Travelers because they had such a strong reputation.

EXPERIENCE

  • 10+ years of service as local auto insurance Cedar Park TX agents
  • 20+ years of service in the Texas insurance industry
  • 30+ years as a local business owner

Our customers know that we offer some of the best customer service in the industry and represent some of the top-rated companies in Texas.  Call, stop by, text or email us. We’d love to work with you! 

Mike Torabi, Owner/Agent Austin Insurance Group

Locate a Texas MetLife Insurance Office

Moving? Find a Local Texas Metlife Insurance Office

Whether you just moved to Texas, or moved across town, we are here to help.  We can provide insurance coverage for your car, home, life, or business.  With Texas MetLife Insurance Auto & Home we offer superior insurance products filled with features that can eliminate uncertainty and create lasting peace of mind.  Metlife is one of the most reliable and financially strong home and auto insurance companies in the U.S.

Metlife Grand Protect

States Licensed In: TX, CO

If you are moving to Texas and would like to be contacted by a Texas MetLife Representative, please 512-339-2600.  Contact our office to customize an auto and homeowners insurance policy for you.

Metlife Car Insurance Metlife Home Insurance Metlife Life Insurance

Car Insurance

  • Metlife car insurance policies provide end-to-end coverage.
  • If you ever have an automobile insurance claim, we make it easy for you to report, anytime around the clock, 365 days a year.
  • We offer a wide range of budget-friendly auto insurance discounts.

Home Insurance

  • Your home protects you, your family, and your most valuable possessions.
  • The last thing you want to worry about is what it would take to repair or replace your home if something happened to it.
  • We can help remove that worry with homeowners insurance from MetLife Auto & Home.

Life Insurance

Life insurance can help protect your family’s way of life after your death. The financial strength it provides can help your loved ones:

  • Stay in their home
  • Pay for college
  • Reach other life goals

We can help simplify the process of purchasing life insurance by providing you with the guidance and information you need to obtain the right type and amount of coverage for your specific situation.

 Contact Me   Contact Me  Contact Me
 Metlife Multi Policy Package  Metlife Renters Insurance  Metlife Umbrella Insurance

Multi-Policy Packages

Multi-policy insurance packages from MetLife Auto & Home, provide the great coverage you need along with the convenience of bundling all your property and casualty insurance policies together, simplify your insurance coverage—and your life.
Our Combo℠ and GrandProtect® policy packages offer the Power of One
  • One deductible for any one loss
  • One bill
  • One annual effective date
  • All in One convenient package
Let’s schedule some time to review your individual needs.

Renters Insurance

When you rent, it’s the personal touches you add that turn your place into a home.

Of course, those personal touches can sometimes be very costly to replace or fix if something were to happen to them.

Unlike many insurance companies, we offer coverage that will pay the full cost to repair or replace your personal belongings after a covered loss, without deduction for depreciation.

Umbrella Insurance

An accident can happen in a second, but the financial consequences can be lifelong.

If you are found liable for injuries or death resulting from an accident at your home or involving one of your vehicles, the impact to your family’s way of life could be devastating.

Referred to by other companies as an umbrella policy, a Personal Excess Liability Policy (PELP) can help bridge the gap between the basic liability coverage in:

  • any auto
  • home
  • boat
  • motorcycle
  • RV policies
  • a large lawsuit settlement
  Contact Me   Contact Me   Contact Me
 Metlife Flood Insurance  Metlife Boat Insurance  Metlife Motorcycle Insurance

Flood Insurance

You don’t have to be located near water to be affected by a flood.
  • A flash flood caused by a large volume of rain in a short period of time can strike anywhere without warning.
  • And just a few inches of floodwater could cause thousands of dollars in damage.
  • Most homeowners insurance policies do not cover flood damage.

Metlife Flood insurance is part of the National Flood Insurance Program (NFIP) administered by the Federal Emergency Management Agency (FEMA).

Boat Insurance

Before you head out onto the water with your powerboat, sailboat, jets or other watercraft, be sure you have the coverage you need to preserve your way of life if the unexpected happens.

You’ll find our boat insurance rates are affordable, and we offer discounts like our safety, diesel engine, and multi-policy discounts that could create significant savings for you.

Motorcycle Insurance

The relationship between a motorcycle owner and his or her bike is a special one.

We understand how important your bike is to you, so we want to help you protect it with motorcycle insurance that lets you ride with confidence knowing you’re protected by coverage with many valuable features.

  Contact Me   Contact Me   Contact Me
Metlife RV Insurance Metlife Pet Insurance Metlife Small Business Insurance

RV Insurance

  • Do you enjoy vacationing in a motorhome?
  • Is your favorite “toy” an ATV or snowmobile?
  • Maybe you like spending your weekends and holidays on a motorcycle, dirt bike or scooter.

Recreational vehicles like these can be a lot of fun, but they come with some risks, too, like accidents, damages or theft. If you own an RV, please contact me for a no-obligation recreational vehicle insurance quote.

Pet Insurance

 

Whether you’re a cat owner, dog owner, or “pet parent,” you want the best pet health care possible.

Protecting your dog’s health or cat’s health can be difficult with high animal health care costs.

Pet insurance removes the financial burden of expensive diagnosis and treatment of your dog’s or cat’s illnesses and injuries off of your shoulders.

Small Business Insurance

As a small business owner, you’ve got a lot on your mind.

Everything from sales and growth to the welfare of your employees.

Insurance protection should not be on your list of concerns.

We can help remove that worry with MetLife Auto & Home Link℠ business insurance.

Link is dependable and hassle-free insurance that provides small businesses with big business protection.

  Contact Me   Contact Me   Contact Me

Online Quotes

Call: 512-339-2600
Text: 512-339-2600
Contact by Email

Austin Insurance Group | Local Texas Metlife Auto Insurance Agent |  Quick Cedar Park/Leander Facts

Austin Insurance Group - Texas Metlife Insurance

© 2018 MetLife Auto & Home  – All Rights Reserved

Best Car Insurance Rates in Austin

What are the Best Car Insurance Rates in Austin Texas?

How much is car insurance coverage in Austin, TX? Austin’s relatively high accident rate, uninsured drivers, congested roadways and high rate of insurance claims make insurance rates in Austin higher than the national and state average. The average cost of car insurance in Austin is $1,272 per year for men and $1,333 for women. This is much higher than the Texas average of $905. So where can you find the best car insurance rates in Austin?  Compare quotes now.

Best car Insurance Rates in AustinExact premiums will vary depending on multiple factors including: you zip code,  your driving record and the number of points on your driver’s license, age, gender, your car, policy limits, coverage (liability or comprehensive), and the total number of claims you filed in the past 5 years.

Austin Insurance Group helps consumers compare insurance rates from top rated insurance carriers. Comparing quotes can help you find the best car insurance in Austin and you may save up to 40% on your premiums.

What Are the most stolen cars in Texas?

There are many cars, trucks and other vehicles stolen on a regular basis. In cities like Austin and Houston, there are a greater number of cars, trucks and other vehicles stolen than in suburban and rural areas but the car thieves are just about everywhere. Utilizing general automobile security tips such as removing your keys from the ignition or avoiding parking in secluded areas is the foremost means to protect your car, SUV or truck. The following are listings of the cars and vehicles most stolen in Texas for various years. If your car is listed below, be sure to take excess safeguards when leaving your car unattended.

This is our list of the top 10 most stolen cars in Texas.

  1. Ford Pickup (Full Size 2006)
  2. Chevy Pickup (Full Size 2004)
  3. Dodge Pickup (Full Size 2004)
  4. Honda Accord (1997)
  5. GMC Pickup (Full Size 2015)
  6. Honda Civic (2000)
  7. Chevy Tahoe (2004)
  8. Toyota Camry (2014)
  9. Nissan Altima (2012)
  10. Chevy Impala (2007)

Provided by NCIB 2015

Top 5 Most Popular Cars in Texas

Texas is a big place. It’s also the second biggest state in the U.S., in both population (just behind California) and area (just behind Alaska). So having a vehicle that is up to the challenge of the state’s sheer size and variety is essential to living and working in Texas. That’s why we’ve come up with this list of the top five used cars for Texas..

  1. Ford F150 and Dodge Ram 1500 (Tied for 1st)
  2. Chevy Silverado 1500
  3. Chevy Volt
  4. Toyota Camry

Provided by InstaMotor

What Are the Top 5 Car Insurance Companies in Austin?

This is our list of the top 10 most popular car insurance companies in Austin.

  1. State Farm Insurance
  2. Progressive Insurance
  3. Farmers Insurance
  4. Allstate Insurance
  5. Home State County Mutual

Provided by TDI

Other popular Austin, TX car insurance companies include: Travelers, Geico, Safeco, MetLife, Liberty Mutual, American Family, Kemper, 21st Century Insurance,  Hartford, Texas Farm Bureau, Infinity, Amica Mutual, Mercury, Erie, and Allied Group.

What can impact car insurance rates in Austin?

Major factors that can impact insurance rates are:

  • High Accident Rates – Austin ranked 166th out of the 200 cities. Drivers in Austin are involved in crashes every 7.3 years, that’s 37.1 percent higher than the national average. The high frequency of car accidents is helping to raise the cost of car insurance in Austin.
  • Weather – Austin weather is humid subtropical with hot and humid summers and mild winters with cold nights. Austin is fairly dry, but it can receive a lot of rain in April and September, creating slick roads and long commutes. It’s not unusual for thunderstorms to produce hail, sometimes damaging. On a more positive note, it almost never freezes or snows here.
  • Road Conditions – Washington, DC non-profit transportation research group TRIP reports that Austin drivers waste as much as $706 a year on fuel, time, and car repairs due to the high number of potholes, ruts, and rough street conditions. According to Trip, 28% of the major roads here are in poor condition and in need of immediate repair and another 62% of local roads are rated mediocre.
  • Traffic Congestion – According to TomTom’s annual traffic index report, Austin is ranked as having the 21st worst traffic congestion in the United States. The average commuter spends an extra 30 minutes per hour and 115 hours a year stuck in traffic on peak hour commutes lasting 60 minutes.
  • Moving Violations – Like speeding tickets, accidents, failure to yield, or drunk driving can give you a bad driving record and make you a high risk driver.

SR-22 DWI Insurance

If you’ve been convicted of a DWI and need to obtain an SR-22 form, get a quote and compare rates from top insurance companies that specialize in Austin DWI insurance.

Legal Minimum Auto Insurance Requirements

Texas has a minimum liability coverage requirement known as the 30/60/25 rule. This means each policy must include at least:

  • Individual Bodily Injury Liability(BI): $30,000.
    The maximum your insurance company will pay for an individual person injured in a car accident.
  • Total Bodily Injury Liability: $60,000.
    The most your insurance carrier will pay in total for every person injured in a car accident.
  • Property Damage Liability(PD): $25,000.
    The total amount your insurer will pay for property damage caused by a car accident.

10 Ways to Save With Car Insurance Discounts and how to find the best car insurance rates in Austin.

Looking to lower your rates by finding the best car insurance rates in Austin, TX? Car insurance discounts are a great way to lower your rates. These are some of the many discounts available depending on your insurance carrier. Find out which discounts you may qualify for by getting a free quote.

  1. Early Shopping Discount apply if you have prior insurance and shop early.
  2. Pay in full and receive significant savings.
  3. Paperless Discount – when you receive your documents electronically.
  4. Continuous Insurance Discount – applies when you have been insured more than 6 months.
  5. Backdraft Discount – when you make monthly payments automatically by EFT.
  6. Multi-car Discount – when you have more than 1 car on the policy.
  7. Multi-policy Discount – when you have more than one policy with the same company.
  8. Homeowner Discount – must show proof of homeownership.
  9. Good Student Discount – apply if your child (under the age of 23) is in school full time with a B or better GPA.
  10. Education Discount – based on your level of education.
  11. Accident Free Discount – when you are claim free for 3-5 years.
  12. Compare rates with a local agent, Austin Insurance Group and find the best car insurance rates in Austin.

EverQuote, InsuranceQuotes, Online Quoting – What they don’t tell you!

Online Insurance quoting sites – What you should know.

Caveat Emptor – Buyer Beware: For a long time, the only way to compare insurance quotes from more than one major car insurance company was to make one phone call at a time.  Then came the internet and it was easy to input your data, but you still had to go to one site at a time and enter your private information.  Drivers and homeowners were stuck doing all the work to save money.  But now that’s all changing, according to EverQuote, InsuranceQuotes, QuoteWizard, Online Quoting and other online insurance quoting companies. These sites promise to do all the insurance shopping for you for free.Buyer Beware

Nothing is free. Do you really want more solicitation from the Internet?  Do you want to have your information shared online with someone who may not even be a licensed insurance agent?

Have you read the fine print on these sites?

EXAMPLE: By Clicking “Find Discounts & Check Rates” I Provide My Signature, Expressly Authorizing Telemarketing Calls From This Website, Our Marketing And Re-Marketing Partners, And Up To Eight Insurance Companies Or Their Agents Or Partner Companies At The Phone Number, Including Wireless Numbers, And Address Provided, In Order To Deliver Insurance Quotes Or To Obtain Additional Information For Such Purpose, Via Live, Pre-Recorded Or Auto-Dialed Calls, Text Messages, Or Email For Up To 180 Days. I Understand That My Consent Is Not A Condition Of Purchasing Any Property, Goods Or Services, And May Be Revoked At Any Time. Please Read Our Privacy Policy.

It’s time for you to say goodbye to Internet insurance quoting sites like EverQuote, QuoteWizard, and InsuranceQuotes to work with a local agent, Austin Insurance Group.  We can shop for you without sharing your private information because we are licensed agents for multiple insurance companies.  When you get a quote from us, we will be your agent.

HERE’S WHAT THEY SAY:

  • They say that the information you need to help you save can be found in one place.
  • They say you should compare quotes with their online insurance quoting site.
  • They say you should not consider buying car insurance without comparing quotes first because you may be overpaying for your car insurance or home insurance.
  • They say their services are free.
  • They say that they are not an insurer, but  a comparison shopping marketplace – and are providing customers what they want – lower quotes.
  • They say that car insurance agents make money from your premiums.
  • They say that the higher your premiums are, the more the insurance agent makes.
  • They say that the system makes it difficult to determine if you are getting a fair price.
  • They say that you are smart if you use their “free internet tools” to get an honest and fair quote.
  • They say that it’s really no wonder that with so many driver’s saving money, services like these are gaining momentum.
  • They say that they “try” to give consumers the lowest rates with tools you can trust.
  • They say just enter your zip code and some driver information to see quotes from top-rated car insurance companies and local agents.
  • They say you will put money in your pocket.

There is nothing wrong with this type of comparison shopping site like EverQuote.  But before you provide information about yourself and your family, know who is collecting it.  If you are okay with your information being sold to the highest bidder, then my job is done and you have been warned.

WHAT THEY DON”T TELL YOU:

  • They don’t tell you that all they want is your information.
  • They don’t tell you that these type of websites are all about leads, leads, leads.  Personal insurance leads.  Commercial insurance leads.  Life Insurance leads.
  • They don’t tell you that they are collecting your information to sell it to an insurance company or insurance agent who buy and pay for leads.
  • They don’t tell you that they sell your information more than once.
  • They don’t tell you that most insurance agents who purchase their leads, do not prioritize Internet leads because they’re perceived to have low value. So after giving up your information, you may still not find what you need.
  • They don’t tell you that the response time may be slow with little to no-followup if the person who purchased your lead doesn’t think you are a valuable client.
  • They don’t tell you that the person who buys your information doesn’t care about the relationship or your coverage, but instead they focus on nothing but price.
  • They don’t tell you that shopping for insurance this way is cold and impersonal.
  • They don’t tell you that they will give you the lowest rates, they tell you they’ll try.
  • They don’t tell you that the insurance companies they are quoting, pay to be on their sites.
  • They don’t tell you that not all the insurance companies are on their sites.
  • They don’t tell you that insurance agents are trying to rip you off, but they are implying it.
  • They don’t tell you that the only way an insurance agent gets paid is by selling you insurance.  That’s our job.
  • They don’t tell you that an insurance agent must be licensed in the State of Texas because selling insurance is regulated by the state.
  • They don’t tell you that insurance companies use local insurance agents to sell their policies.
  • They don’t tell you that insurance agents have no control over the prices because your price is based on multiple factors, like your zip code, your age, your driving record, type of car you drive, the type of insurance coverage you need and many other factors.
  • They don’t tell you what the coverages actually cover.
  • They don’t tell you their service will NOT protect you at the time of your loss.
  • They don’t tell you if you are a price shopper,  “you get what you pay for.”
  • The bottom line: Caveat Emptor-Buyer Beware!

It’s time for you to say goodbye to Internet insurance online quoting sites who are not agents.

Whether you are searching for Personal or Business insurance, a local Independent Agent is free to shop multiple providers on your behalf. More freedom means more options and more savings for you.

Only a local, licensed agent or insurance company can sell you insurance.

Our motto is “Let us do the shopping for you, so you don’t have to.”  

We will provide comparison shopping, but we are NOT selling your information to anyone.  We are local insurance agents, licensed to do business in the state of Texas.  We will compare your rates with the top-rated carriers that we are appointed with, like Progressive, Metlife, Mercury, Travelers, Kemper, Foremost/Farmers, Dairyland, Gainsco, and others. When you purchase an insurance policy from Austin Insurance Group, we will be the servicing agent for your policy.  Austin Insurance Group has been a local Texas agent since 1994. Call our office today or get an online quote.  Your information is private and we keep it that way.

HERE’S WHAT YOU SHOULD KNOW:

  • You are free to do what’s right for you.
  • Local Independent Agents are free to shop multiple providers on your behalf.
  • Our strength as independent insurance agents is building a trusted relationship with insurance buyers unique to our agency.
  • Your concerns are our concerns.

If you are looking for an insurance agent and the professional guidance we offer, call our office today, or get your online quote here and one of our agents will review your information and offer professional advice regarding your insurance needs.

Get Insurance Quotes from a Local agent - Who needs EverQuote!

Austin Insurance Group – Local Texas Agent since 1994 – 512.339.2901

Privacy is our policy. “We will never sell, give, or otherwise transfer your personal information to any person or entity other than the insurance companies we are appointed with and with our agents and representatives selected to provide you with quotes.” 

Local Insurance Agent

Filing a Home Insurance Claim

Filing a Home Insurance Claim

What’s the process for filing a home insurance claim?

Filing a Home Insurance ClaimImmediately following a loss, contact your agent or call claim service team. You should also:

  • Take pictures of all damage and complete temporary repairs to your property immediately—for example, patching walls or roofs, or covering shattered windows with plywood and/or heavy-duty plastic.
  • Save invoices and receipts associated with any emergency repairs to give to your claim adjuster.
  • File a report with the police department and keep a copy for your adjuster if you’ve been robbed, making sure to include a detailed list of the items stolen or damaged.
  • Make a room-by-room, written assessment of all damaged property, including original costs, descriptions, and approximate ages of all items.

Once you’ve reported your claim, a claim specialist will usually contact you within 24 hours. The claim specialist will review your claim, help organize emergency services and temporary repairs, and set a date for inspecting the damages.

I have Replacement Cost (RC) coverage. How will you pay my claim?

In the event of a covered loss, you will first receive actual cash value for the damage to your property. When you replace the item or complete the specified repairs, you will then be paid the difference between the replacement cost and the actual cash value amount previously paid. The total amount you’re reimbursed is subject to the terms and conditions of your particular policy, including your limits and deductibles.

Whose name will appear on the settlement check?

You’ll receive a settlement check as soon as  your coverage and been confirmed, investigation and comprehensive damage estimate are completed. If necessary, you’ll receive other authorized supplemental checks once proper re-inspections are performed or when your claim adjuster prepares a supplemental estimate. It may be required by policy language and state laws to include any mortgagees/ lien holders on your settlement check(s). If a mortgagee/lien holder’s name appears on your settlement check(s), they must sign off on the check before you can be cash it. You should contact them directly to determine the process for cashing settlement checks.

Metlife Homeowners Insurance

I need to learn more about MetLife homeowners insurance.

Metlife Homeowners InsuranceHow can I lower my MetLife homeowners insurance premiums?

There are a few ways you can save on your MetLife homeowners insurance with MetLife Auto & Home®.

  • Bundle your auto and home insurance. Consider purchasing a Metlife homeowners insurance policy with an auto policy from MetLife Auto & Home—it could save you up to 10%.
  • Consider choosing a higher deductible. The higher your deductible, the lower your premium. But in the case of a loss, always make sure that you’re financially able to pay your deductible.
  • Your premiums will be lower if your home has fire prevention systems, such as fire alarms, smoke detectors, automatic sprinkler systems, and fire extinguishers. Theft prevention systems, like deadbolt locks and central burglar alarms, may also qualify you for discounts.
I’ve never had an insurance claim. Shouldn’t my home insurance costs be going down?

Your insurance costs can still rise over time, even if you’ve never had a claim.  However, it’s probably rising slower than for people who submit claims.  Premiums are based on a variety of factors in addition to loss history, including:

  • Your home’s type of construction and age.
  • When it’s time to replace or rebuild your home, both the cost of materials and regional labor costs are taken into consideration for this.
  • Where you live can affect your rates. Is there a high risk of wildfires? Hurricanes? Is your home in a high crime area? Insurance companies monitor weather patterns, how quickly a fire department can get to a home, how close the nearest hydrant is to a property, as well as loss statistics in your area, among other factors which bear on past and prospective expenses and loss experience.
  • Fraud. Sadly, fraud and increased lawsuits contribute to rising insurance costs.

Let us Compare Metlife Homeowners Insurance for you today! Quote Now.

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