Metlife GrandProtect Insurance

Metlife GrandProtect Insurance

Metlife GrandProtect Insurance

BASICS

Metlife GrandProtect Insurance offers personal insurance protection in one convenient package, with features that meet your asset protection needs.

GrandProtect Insurance Protection from MetLife Auto & Home® simplifies your insurance needs, which include your homes valuable items, automobiles, RVs, motorcycles, boats and PELP(umbrella), by offering one comprehensive policy package.

A GrandProtect insurance policy may be right for you if you are looking for:

  • A higher level of coverage that goes beyond a standard policy
  • Comprehensive protection for your property in one policy package
  • One deductible for any one loss, even if more than one type of property is damaged
  • One bill for your personal insurance needs keeps things simple
  • All of your personal insurance written by one provider, MetLife Auto & Home

DETAILS

Metlife GrandProtect Insurance Protection Benefits include:

Auto Advantages:

  • Worldwide Liability Coverage
  • Rewards for Claim-Free Drivers
  • Replacement Cost for Total Losses
  • Replacement Cost for Special Parts
  • Enhanced Rental Car Damage Coverage

Home Advantages:

  • Blanket Property Limit
  • Replacement Cost Coverage
  • Identity Theft Resolution Service

plus expense reimbursement

  • Special Landlord Coverages
  • Special Personal Property Coverages

Other Notable Advantages:

  • Superior Customer and Claim Service
  • Increased Umbrella Liability Limits
  • Excess Uninsured/Underinsured Motorist Coverage
  • Special Recreational Vehicle Coverages
  • Special Valuables Coverage

Want a free, no-obligation quote?

Speak with an agent for a free, no-obligation quote today.

If you have any questions, uur MetLife Auto & Home agent will help you assess how much coverage you need to protect your assets—then we will bring it all together with a GrandProtect policy.

Austin Insurance Group | Local Texas Auto Insurance Agent | 512-339-2600 | Metlife GrandProtect Insurance

 

 

Oregon Car Insurance

Oregon Car Insurance

Get a free car insurance quote from Progressive to quickly compare Oregon car insurance rates, so you can find a policy that fits your needs.

Get a Quote

Progressive Oregon car insurance policies include:

Great rates & discounts

There were nearly 300 car accidents a day in Arizona in 2009, according to the Oregon Department of Transportation. By choosing Progressive, you can protect yourself, your passengers and your car in case of an accident. Plus, you could save hundreds on Oregon car insurance just by switching to Progressive and get auto insurance discounts and free extras, too.

Oregon car insurance coverage options

As you go through your Progressive quote, which takes about six minutes, you have a choice in how you want to shop.  You can have us recommend Oregon car insurance coverage for you, you can use the Name Your Price option if you’re shopping on a budget, or you can create a custom package. With car insurance that’s right for you, you can be prepared for the unexpected on the road, from breakdowns to collisions.

24/7 claims & customer service

With instant online and mobile access to your Progressive auto insurance policy, you can quickly and securely make a payment, update account information and more—24/7.

You can report an accident online, too, and with seven auto insurance claims offices in Oregon, we’ll be right there to start your claim so you can get back to your travels and your life.

To help simplify your repairs, you can choose to drop off your car at our Oregon Service Center and as part of our concierge level of claims service, we’ll take care of everything, so you save time and effort. You can also choose to bring your car to one of our network repair shops. With either option, we’ll guarantee your repairs for as long as you own or lease your car. You can also choose your favorite repair shop, if you prefer.

Oregon Service Center

Quote & buy Oregon car insurance today! We serve all cities in Oregon.

Austin Insurance Group | Authorized Oregon Car Insurance Agent | Oregon Car Insurance

 

Progressive Snapshot Discount

Progressive Snapshot Discount

You deserve to save more. Now you can with the Progressive Snapshot Discount.

With our Progressive Snapshot Discount you can turn your good driving into huge savings.

Over $70 million already saved with Snapshot.

Here’s how it works:

  • Enroll online when you quote and buy your car policy.
  • We’ll mail your Snapshot device to plug into your car.
  • Drive as you normally do, we’ll track your good driving habits.
  • Your auto insurance rate won’t go up – you could save up to 30%!*
  • Read more Snapshot in our Quick Progressive Snapshot Guide

The better you drive, the more you save with our Progressive Snapshot Discount, our revolutionary usage-based insurance program. Sign up today during your auto quote, and we’ll send you everything you need to start saving.

Plug in.     The Snapshot device plugs easily into your car’s diagnostic port (usually below the steering column) and automatically keeps track of your good driving.

Drive.     Drive like you usually do for 30 days and go online to see your projected savings, as well as:

  • how often you slam on the brakes;
  • how many miles you drive;
  • and how often you drive between midnight and 4 a.m.

Get a personalized rate.     Any Snapshot discount you earn kicks in immediately. So, you can start saving right away! Then, you’ll stay plugged in for five more months to set your ongoing renewal discount.

Why not try it?    Switch to Progressive today and start Snapshot as a customer. Or, take a 30-day test drive first; then, decide if you want to switch. Either way, Snapshot is free, and it won’t increase your Progressive rate.  Call our local agent today for more information.

 

Progressive Snapshot Test Drive

Take the Progressive Snapshot Test Drive, then decide if you want to switch

Take the Progressive Snapshot Test Drive for 30 days for an opportunity to earn up to a 30% discount on your auto insurance based on your safe driving habits.

  • PLUG IN

    Preview your projected discount after plugging in the Snapshot device, and watch as it evolves based on your latest driving.

  • GET UPDATES

    See how often you slam on the brakes, how many miles you drive each day, and more.

  • SHARE

    Discover the best driver in your household … and shout it out to your social networks!

  • See SAVINGS!

    See your personalized Progressive rate and decide if you want to switch your insurance.

The better YOU drive, the more savings YOU get! Here’s how Snapshot works.

Here is how Snapshot Works

If you choose to switch, any discount you earn during the test drive can be applied to a new Progressive policy.

Enroll in the Progressive Snapshot Test Drive today.

1-512-339-2901

Simply provide your name, address, vehicle information and an email address.

  1. We’ll send you a Snapshot device in the mail.
  2. You plug it into your car (it’s easy!) and drive normally for 30 days.
  3. Preview your savings — up to 30% — and decide if you want to switch.

Ready to Switch Today?

Skip the trial and start Snapshot as a Progressive customer. See what you could save on top of our already low rates. Quote & Start Saving

Gap Insurance

A Quick Guide on Gap Insurance

Should I buy gap insurance?

Gap InsuranceIt will cover the difference between what your car is worth and what you still owe on the car.  If your car is totalled to the point that repair costs are more than the car is worth, or if it’s stolen, gap insurance covers the difference between the market value of the vehicle and your outstanding loan.

How does gap insurance work?

Let’s say you buy a new car for $20,000 and it’s involved in an accident and totalled.
Your insurance company will determine the value of your vehicle at the time of the loss and they will only pay you that amount less your deductible.

If the market value is less than the amount that you still owe on the car, gap insurance would pay the difference between what collision insurance covers and what you owe on the car. If you did not have gap insurance, the extra would come out of your pocket. (Also, if your insurance company determines that your deductible applies, that money will come out of your pocket,  gap insurance won’t cover it.)

Gap coverage for lessors:

If you are leasing a vehicle, even though you aren’t buying it outright, you are still responsible for the cost of the car if it is stolen or totalled.  Because lease payments are significantly lower, the difference between what you have paid and the value of the car can be huge, so gap insurance is much more critical for a lease and many  lease contracts require it.

Gap insurance for buyers:

For buyers, this will only be necessary if you expect to owe more on the car than what it’s worth.  If you made a low down payment, or if you bought a car that depreciates quickly, or if you have a high interest rate or if you rolled over other costs, like money owed on a trade-in into your new-car payments, having gap insurance makes alot of sense.  Most buyers, however, especially those who made a high down payment, will always be right-side-up on the car, and therefore they don’t need the extra coverage.

Who should buy gap insurance?

If you are leasing a car or you expect to owe more than your car is worth for a significant amount of time, you should consider purchasing this valuable coverage.

Who should not buy gap?

If you have arranged your down and monthly payments to make sure you will not be “upside down” on your loan for any significant period of time, there is no need to buy it.

Austin Insurance Group | Local Texas Auto Insurance Agent | (512)339-2901

Texas Gap Insurance

How Does My Car Affect My Insurance Rates?

How does my car affect my Insurance Rates?

4 Reasons Your Car Makes Your Insurance Cost More

  1. Likelihood the vehicle will be stolen or vandalized.
  2. Cost to Repair the vehicle after collision. Significant safety features may protect a driver and passengers better, but the more safety features a car has, the more it costs to repair.
  3. Amount of injury or damage the vehicle can cause to others.  For instance a light car may not protect the driver or passengers as well as a heavier car in an accident.  Resulting in more injury claims.
  4. Likelihood people inside the vehicle will be injured in an accident.

Here’s a must-read for you:

10 hours. That’s how long (on average) people spend doing research before buying a new car, according to a study conducted by Harris Interactive.

Save some time by reading our quick-reference guide to:

How does my car affect my insurance rate?

While you probably won’t choose a car solely based on how much it costs to insure, knowing this might help you make the final call.

(Tip: The only way to really be confident in your insurance costs, get quotes for each of the vehicles you are considering to find which one will be the least expensive to insure.)

Austin Insurance Group | Local Texas Auto Insurance Agent | (512)339-2901 | How Does My Car Affect My Insurance Rates?

Austin Insurance Group Local Texas Agent (512)339-2901