Austin Insurance Group specializes in Security System Installation Insurance. We insure businesses related to the security industry, such as alarm installers, fire suppression installers and repair, armed guards, private detectives, and many others.
Our coverages include:
Property insurance protects intangible and tangible property such as buildings, office equipment, copyrights, stock, and loss of use of property due to a loss.
Liability insurance protects your legal responsibility for losses for which your company is responsible. These losses include such things as a product you create that injures someone or a slip and fall on your property. Also known as casualty insurance.
Business Auto Insurance
Business auto insurance provides coverage for your motor vehicles such as a truck, car or trailer which could cause or incur damage.
Workers’ Compensation insurance is employer-purchased coverage to pay for medical expenses, lost wages, and/or death benefits for employees who suffer a work-related illness or injury.
Crime coverage protects a business from losses caused by theft, burglary or robbery of monies, securities and real property, both on and off the business premises.
Mobile Equipment Insurance
Mobile equipment insurance covers vehicles or machinery, such as those used in construction or industry, not licensed or designed for road use. Bulldozers and fork lifts are both examples of mobile equipment.
Business Umbrella Insurance
Business Umbrella coverage is designed to protect a business by increasing the primary limits of liability coverage. This “umbrella” generally extends coverage over general liability, automobiles, and employer’s liability.
Surety bonds are not insurance. They are agreements that provide monetary compensation to a third party if there’s a failure to perform specific acts by the insured party within a stated period of time.
E&O Insurance (Errors and Omissions)
E&O insurance protects against loss due to a claim of a negligent act, error, or omission by the insured party.
EPLI Insurance (Employment Practices Liability Insurance)
EPLI insurance protects a corporation, officers and directors, and employees for claims resulting from wrongful termination, discrimination, sexual harassment, wrongful discipline, and failure to promote or employ.
D&O (Directors and Officers)
D&O insurance provides liability coverage for wrongful acts of a board of directors of either a corporation or non-profit group.